Serving Central Florida — We Ship & Deliver
Your one stop shop for all of your car buying needs. I can get whatever car you want, at the best price.
Services
At Milli Mac Motors, we aim to secure you the best and most reliable automobile that we can. With our auction services, we are able to go get any car you may desire. Cash, financing, or buy here pay here — we have options.
Send a nonrefundable deposit, we will go to the auction for you, check cars, send your photos and videos, and once you are satisfied, full payment must be sent 24 hours before we bid. Your deposit is valid for 7 days.
How the auction works →
Bad credit? Repossessions? Bankruptcy? No problem. We can get you approved so long as you have stable income — with down payments as low as $500, subject to credit approval.
Traditional financing →
0% interest, one time finance charge, no hidden fees — and every payment lowers your balance dollar for dollar. No credit check, everyone approved. $2,000 down minimum with payments starting at $200 biweekly.
Get approved today →I expect you to have read this in its entirety before messaging me. I can't wait to serve you.
Want the key? Shop with E.
Car buying rules still apply
If you are using outside financing from your bank, we must have the check in hand at least 72 hours before bidding or checking cars.
The $400 bidding fee still applies, and all car buying rules still apply — including when the deposit will and will not be refunded.
Auction Option
With the auction option you decide if you want a cash car, buy here pay here, or finance. Whatever you choose, it starts with a $400 auction fee — and this section explains exactly where every dollar goes.
Our dealer fee is $800. The $400 you send to get us to the auction is credited against that dealer fee — so when you buy, you only owe the remaining $400.
It is not a deposit on the car and it is not refundable. It pays for us to go to the lanes, inspect vehicles, and bid on your behalf. If you buy, it comes straight off your dealer fee.
If we don't win the car, the $400 carries to the next auction at no extra charge. It is only refundable if we never find you a car at all within the 7 days.
Zelle, cash or Cash App puts you on the list for the current week's auctions. It's good for 7 days and it comes off your dealer fee when you buy.
We're in the lanes Tuesday, Thursday and Friday. We inspect cars, send you pictures and video, and give you a budget and an estimated out-the-door number before anyone bids.
Choose three to five vehicles for us to bid on. This matters — cars get bid up past budget all the time, and having options is what keeps your week from being wasted.
Paying cash? Send your max — for example, "$5k max on A, B or C." Doing buy here pay here or financing? Send your full down payment. Either way, funds are due 24 hours before auction day.
Once we win the bid, that car is yours and the sale is final. We handle the paperwork and drop the title at the DMV. The car is officially yours when the title is in your name.
Example breakdown
The bid price is not the out-the-door price. Taxes, tag, title and the dealer fee come after. Here is a real example so there are no surprises.
Transferring a tag you already own instead of buying a new one? That line drops from $290 to $60, bringing this example to $5,906.00.
When we quote you a car price, that is the bid price only. Everything in the column beside this gets added on top. Set your budget with the out-the-door number in mind, not the bid.
This example uses Orange County. Your rate depends on where you register the vehicle, so your total will differ. We calculate the exact figure for you before you commit.
Figures shown are for illustration. Fees and county tax rates change, and every deal is quoted individually. Cash pricing and finance pricing are not the same.
We are a dealership. We make a profit on every vehicle we sell — that is how the business runs, and it is how we are able to go to the auction, inspect cars and handle your paperwork.
We do not answer questions about our profit or where it comes from. When we give you a price on a car, that price is the price. If we tell you the car is $5,000, then it is $5,000. What we paid for it is our business, the same as any dealership in the country.
What we will always be straight with you about is what you pay — every fee, every tax, every line item, before you commit.
The $400 auction fee credit applies to one vehicle only. Every additional car you purchase is subject to the full $800 dealer fee.
Any discount for buying multiple vehicles is at the dealer's discretion and is not guaranteed.
Rental car acquisition clients purchasing more than two vehicles pay a reduced dealer fee of $400 per car instead of $800.
If you're sourcing cars for a rental or fleet operation, email us and we'll set you up on the right structure from the start.
Talk to us about fleet pricingWe always communicate your budget and give you an estimate before we bid. But an auction is an auction — other dealers bid too, and cars get run up past your number all the time.
If a car goes over your budget, we stop bidding. Your $400 is not refunded — it carries forward to the next car or the next sale. This is exactly why we ask you to pick three to five vehicles instead of one. The more options you give us, the better your chances of driving away that week.
Financing through your own bank or credit union? A few things change:
You must select one vehicle. Your bank writes the check for a specific car, so unlike cash buyers you cannot give us three to five options — a final choice has to be made before we bid.
We must have the check in hand 24 to 48 hours before the auction. No check, no bid.
Once we win that car, there is no refund. The $400 auction fee still applies and all auction rules still apply.
Bid price. Changes with the market.
$400 after your auction credit
Per vehicle. Full fee applies to additional cars.
$200 biweekly minimum
No credit check. Subject to availability.
Tag and registration: $290 for a new tag or $60 to transfer a tag you already own. Title is $75 and a temp tag is $20.
Cash price will always be less than finance price. Finance price depends on each car and each person's individual approval.
We do have a card processor for your biweekly payments — the card fee is 5%. The card must be in the buyer's name, or whoever is buying the car must be present.
Buy Here Pay Here
No credit check. Everyone approved. We finance you in house — so your credit doesn't decide whether you drive.
We do not charge interest. Not reduced interest — none.
A single finance fee, built right into the loan. It never grows and it never repeats.
Every payment you make brings the total amount of the car down by that exact amount.
What we quote you is what you pay. Nothing gets added later.
We don't run credit. Instead of interest, there is one finance charge built into the loan — and from there, every payment you make lowers the total amount of the car by that exact amount. Nothing compounds, nothing is added later.
60 Days Same As Cash
For people who don't want long term payments and want to avoid paying interest or a large one time fee. Put the majority down, split what's left, and be done in two months.
of the total price of the car, paid up front.
The rest is split into five equal biweekly payments.
This structure is built to avoid interest and to avoid a large one time finance fee.
There is a small fee included in this structure. It's quoted up front with your numbers — nothing is added later.
Best for anyone who doesn't want to be tied to long term payments. You own it outright in about two months.
Traditional Financing
With approved credit. Repos and bankruptcies are okay, and there is no credit minimum — we work with banks that finance low scores.
Repos and bankruptcies OK. No repossessions from Westlake Financial, Wilshire Consumer Credit, Western Funding or ALPS unless they no longer show on the bureaus.
Our secure application is handled by our lending partner. It takes about ten minutes, and submitting it does not guarantee approval — terms depend on credit, income and lender requirements.
Questions before you apply? Email [email protected]
@millimacmotors
We only have what is posted. Whatever we have goes up the day we get it — follow @millimacmotors on Instagram, Facebook and TikTok so you see it first.
Milli Mac Mafia · TikTok
This is us. The team, the wins, the auction runs, the deliveries, and everything in between. Straight from @millimacmotors — it updates on its own every time we post.
Reviews
Easy breezy. After 2 repos, I thought nobody would finance me. Shout out to E — she got me approved, low payments, and I'm back rolling.Reggie L.
I was able to get a nice Honda Civic through Milli Mac Motors straight from the auction. I sent my deposit, she went to the auction and checked cars for me, sent me photos and videos until I was satisfied. The process was pretty straightforward.Mayah R.
Got what I wanted, thanks E.Kiesha S.
Customer Cam
Real deliveries, real customers, real keys. Drag the strip or use the arrows to see everybody who drove off happy.
Scroll the bar → tap any clip to play
FAQ
Yes you can — we are a full service car dealership.
Yes. See the outside bank financing section for the full terms — we need the check in hand at least 72 hours before bidding, the $400 bidding fee still applies, and all car buying rules still apply.
Yes, we accept cards — but the card must be in the buyer's name, or whoever is buying the car must be present at the time of payment.
Our card fee is 5%.
Zelle, cash and Cash App. We do not accept Apple Pay at this time.
Cards are accepted with a 5% card fee — the card must be in the buyer's name, or whoever is buying the car must be present.
Yes. Our buy here pay here program is suitable for everyone. We charge 0% interest — instead there is one finance charge, built into the loan, and every payment you make brings the total amount of the car down by that exact amount. No hidden fees. We do not run credit, and pricing depends on the car and each person's individual circumstance. Buy here pay here starts at $2,000 down with a $200 biweekly minimum.
Our bank financing will finance low scores as well, with down payments as low as $500 with approved credit. Contact us for more.
Yes to both. We service central Florida, and we can ship and deliver cars to you.
Contact us
Leave your information and we'll be in contact within 24 hours. Include specifics — max budget, the type of car you're looking for, how soon you're looking to buy, and cash or finance.
Email gets the fastest reply. You can also DM us on Instagram or Facebook.
We service central Florida — and we can ship and deliver cars to you.
Want to do what I do? Get mentored through the car business step by step — from The Millionaire Table Academy.